mercredi 15 août 2018

Dreaming of a "Comfortable Retirement" on a Public Pension?

A 9-year bull market fails to close the pension gap

By Elliott Wave International

Did you realize that many U.S. pension funds are in trouble even though stocks have been rising since 2009?
Even so, many retirees expect a comfortable retirement.

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Our March 2018 Elliott Wave Financial Forecast showed this chart and said:




WouldBeRetirees

Over the last 20 years, [a University of Michigan] poll asked the following question every month: "Compared to five years ago, do you think the chances that you will have a comfortable retirement have gone up, gone down or remained about the same?" Considering that the line between a better and worse retirement is a reading of 100, consumers have been mostly glum about their retirement prospects since the record optimistic extreme of 123 in November 2000.... After stocks had been rising for five years... the survey's results pushed to a high of 105 in February 2007.... The chart shows retirees' negative responses as stocks crashed in 2008 and early 2009....
In March of 2017, retirees finally capitulated once again to the uptrend in share prices by registering a response of 104.... Last month, the survey even pushed to a 17-year extreme of 109.

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